Terms of Use

Effective Date: June the 1st 2025

Welcome to [www.kbngconsulting.com] (the “Site”), operated by KB&G Consulting (“KB&G,” “we,” “our,” or “us”). By accessing or using this Site, you agree to be bound by the following Terms of Use (“Terms”). If you do not agree to these Terms, please do not use the Site.

1. Website Purpose

This Site is intended for professional and informational purposes related to KB&G’s consulting, operations, and software innovation services. It provides insights about our offerings, sectors served, and ways to engage with our team.

2. Permitted Use

You agree to use the Site only for lawful purposes, in a manner that does not infringe on the rights of, restrict, or inhibit anyone else’s use of the Site. Prohibited conduct includes:

Attempting to gain unauthorized access to Site systems
Introducing malicious code or conducting denial-of-service attacks
Scraping or automated extraction of data without express permission

3. Intellectual Property

All materials on the Site—including design, logos, text, graphics, and downloadable files—are the property of KB&G or used under appropriate license. These materials may not be reproduced, distributed, or modified without our prior written consent.

Permitted usage includes:

Sharing of blog content or insights with proper attribution
Referencing our services in professional or academic settings, with clear acknowledgment

4. No Warranties

The content on this Site is provided “as is” for general informational purposes only. We make no representations or warranties regarding:

The completeness or accuracy of information presented
The suitability of any content for a particular use
The uninterrupted or error-free operation of the Site

All use of content is at your own risk.

5. Links to Other Websites

The Site may contain links to third-party websites. KB&G is not responsible for the content, accuracy, or practices of these external sites. We encourage you to review the terms of use of any third-party site you visit.

6. No Professional Relationship

Your use of the Site or submission of inquiries through contact forms does not constitute a consulting relationship with KB&G. Any service engagement must be formalized through a signed agreement outlining terms, scope, and deliverables.

7. Changes to the Site

We reserve the right to update or modify the content and structure of the Site at any time without notice. This includes the right to revise these Terms. Continued use of the Site after any changes constitutes acceptance of the updated Terms.

8. Limitation of Liability

To the extent permitted by law, KB&G disclaims liability for any damages or losses resulting from:

Site access interruptions
Reliance on content provided
Security breaches outside our reasonable control

9. Governing Law

These Terms are governed by the laws of Estonia. Any disputes arising in relation to the Site will be subject to the exclusive jurisdiction of the courts of that region.